The ISO (Insurance Services Office, Inc.) is the leading supplier of statistical, actuarial, and underwriting information for and about the property/casualty insurance industry. The ISO fire insurance ratings for a community are the foundation on which most insurers build their coverage programs. The ratings are based on many factors, including the quality of the fire department, the water supply and hydrant locations, the city communication systems, the building codes, and the building inspection programs. The ISO ratings range from 1 to 10, with 1 being perfect. Since the ISO fire ratings are used by property insurance companies to set insurance premium rates, the lower the ISO fire rating, the lower the insurance premium.

Cherokee County's current average is: 5